Sign up here to receive HAP's Consumer's Guide to Health Care Reform:

An informative guide to help you understand these changes and prepare for health care reform.

What do I need to know?

What dates should I remember?

How can I spread the word?

We welcome you to HAP’s health care reform information portal. HAP is passionate about improving the health and well-being of our neighbors, and we know you are too. You are a valued member of our community, and we’d like to help you and your members to prepare for health care reform, understand the changes that are taking place and how to obtain access to affordable health care coverage.

What do I need to know? Who can enroll? What are the benefits? How much will it cost?

You can be covered, guaranteed. No health plan will be able to deny you or your children because of pre-existing conditions, and every plan will cover basic health services, called Essential Health Benefits.  

If you buy coverage through the Marketplace, you may qualify for premium savings based on your family size and how much your family earns. The lower your income, the higher your savings will be. If you qualify, you will receive a special tax credit that can be applied directly to your monthly premium, so you get the lower costs right away. You may also be eligible for lower copays, coinsurance and deductibles. To learn if you qualify for these savings, visit:

Our frequently asked questions page has answers to your questions.

What dates should I remember?

  • Now: Young adults up to 26 years old can remain on their parents’ health plans, and children with pre-existing conditions can’t be denied coverage.
  • Oct. 1, 2013: Visit to compare and select health insurance plans.
  • Jan. 1, 2014: Health coverage bought on the Marketplace kicks in, as do many new consumer protections.

See our full list of Important Dates to Remember.

How can I spread the word?

You can help your neighbors understand these changes and prepare for health care reform. The more people we reach, the healthier and more financially secure our community will be.

Spreading the word is easy. Here’s how.